This is the first question they ask me all the time. When it's good to invest?

In truth, the answer is simple – everywhere. This is because the golden rules of investment are spread over all his money and not put all your eggs in one basket.

In practice, the way he does is a bit trickier, but still can be done easily with a little thought and research.

If you have money to invest and not sure where to start then do not worry. There are some rules that can stick to that will help you put a list of funds together before you know it.

Here they are:

Understand your risk profile

This means you should find out whether you would be happy to invest in riskier assets, or if you prefer a little more security and invest in less risky assets. In general, assets that are higher risk are more likely to fall in value and more likely to go up in value more than other investments. This is the risk ratio is high, as they could go either way, but the pay for this uncertainty can be very rewarding.

You can calculate how risky it is ready to be with her money (your investor profile) watching how much money they are investing a lot compared to what you have (ie whether it can meet short-term fall in economic value), if you are the type of person who suffers sleepless nights if the money is worth and how you are well informed about the investment as this will help you understand the risks better, so you worry less if they get in value for a short time.

Once you know more about how much risk you are running you are ready to begin searching for funds.

Investing in a mix of sectors

The more they can spread their investments around the least likely to be exposed to one sector or country.

The type of equity sectors that investors tend to invest in the UK are the bonds (corporate and government), the UK and Europe, international equity, emerging markets funds and smaller companies.

The bond funds are generally lower risk and offer a lower yield, but more predictable, while equity funds are higher risk and may provide greater returns. Risk of company funds smaller and emerging markets funds are higher than normal capital funds, but have the potential to provide even more the rates of return.

A rule that people find helpful is to have your age (eg, 40) and invest that percentage in bonds (eg 40%). Then spend the rest of his money through venture capital funds such as those mentioned above.

I must say that there are many other types of funds and many different sectors, but the ones mentioned above are simply the most popular and main areas that people tend to start, especially if they have experience.

Keeping long-term

Investing is not a short-term play. If you are investing in the hope that you can make easy money then unless you really have done their homework this is not much more than a game. Real investment is about hunters a wide range of areas for investment and holding them for a long period of time. During that period there's no reason you can not cream off some profits when the time is right or sell some of the benefits of investing in other funds that may have fallen in value.

Monitor your funds

It is always useful to be able to control their investments at any time. Whatever you invest in ensuring that you invest through a service that offers online access to ratings for you to check the value of your investment at any time. In addition, you want to be able to buy and sell your investments whenever you need.This will also help ensure that their investments remain suitable for you and your needs over time.

Note: None of the above information constitutes a personal recommendation.

Good luck!